1) Fully Fund Roth for both 2012 and 2013
2) Trip to Disney World $3000
3) Add $2000 to emergency fund
4) Pay off my hubby's bike that he had to have last year
5) Pay extra $6000 to mortgage
This will be the most goals that I have ever attempted at one time and also the first time to really write down specific goals. I remember reading a blog post from monkeymama I believe and she said it is probably best atleast for her to focus on one goal at a time. I have been debating over that for a while. I have decided I agree with that statement. You get to see your debt or goals accomplished quicker which is so important. It sometimes seems like a slow go if you are working on all goals at once.
I picked up the snowflake ideas from creditcardfree and a couple others and decided that this year I want to do that to pay toward my hubby's bike. So far snowflakes include:
5.58 interest from savings
13.65 reimbursement from work
8.00 4 NSD
3.00 52 weekly challenge
1.53 just a little exta money in checkng
2.54 interest from checking
Total snowflakes for 2013: 34.30
So now I have to decide how this will be added...bi-weekly, monthly, or other time frame. Since it is such a smll amount just not sure how I will do this yet. Suggestions welcome. What would you do?
So.....My 2013 Goals and Snowflakes